How To Open A Student Account In Nigeria In 2023

In this tutorial, I am going to give you a guide on how to open a student account in Nigeria.

Having a bank account as a student is a necessity and not having one can be quite bad, it is very important to own a student account because you need to receive money from your guardians and you have to carry out other transactions while you are in school and not having a students account will leave you stranded.

It is quite disheartening that most students in tertiary institutions still don’t have a bank account, if you fall under this category then you have come to the right place.

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To open a student account in Nigeria, you need to be at least 16 years old and a student of any of the government-approved institutions in Nigeria. Walk into any bank of your choice with your recent passport photograph, school ID, and or school admission letter.

In this article, I’ve discussed in detail the process of opening a student account in Nigeria.

GTBank Student Account

The GTBank students account is called the “GTCrea8 account“, it is very easy to create and its conditions are flexible for the students.
The GTCrea8 account is specially designed for students between the age of 16-25 years which means that students from secondary school to tertiary institutions can partake in it.

Requirements For Opening A GTBank Student Account

1. You must be up to 16 years.
2. One passport photograph.
3. A valid ID card (such as a national ID card, school ID, etc.)

Note: You can use an eligibility slip if you don’t have an ID card.

How To Open A GTBank Student Account

• Firstly, go to any GTBank branch close to you and make a request to open a student account.
• You will be given a form where you will be asked to fill in your information, and make sure you fill in all the needed information correctly.

Benefits Of Opening A GTBank Student Account

• You are entitled to have a MasterCard after creating a student account with GTBank.
• You have access to the GTBank mobile app.
• You can settle your bill via internet banking.

FCMB Student Account

The FCMB student account also known as the “FCMB Flexx Account” is obtainable by anyone ranging from the age of 16 to 30 years. It is mainly for undergraduates, students, youth corpers, and young professionals.
With just N1,050 you can open an FCMB Flexx student account

Requirements For Opening A FCMB Flexx Student Account

1. You must be up to 16 years.
2. One passport photograph.
3. A document issued by the school for the current academic year.

Benefits Of Opening A FCMB Student Account

• Zero minimum operating balance.
• You have an access to own a MasterCard.
• Interest on savings.
• Access to internet/mobile banking.
• Monthly electronic statement of account.

Ecobank Student Account

The Ecobank student account comes is a very convenient account for students, it comes with low banking charges and when you do all your banking electronically you will gain access to a range of e-alerts.

Requirements For Opening An Ecobank Student Account

1. You must have a valid proof of identity.
2. Two passport photographs.

Benefits Of Opening An Ecobank Student Account

• You have access to own a MasterCard.
• Interest on savings.
• Access to internet/mobile banking.

UBA Student Account

Also known as the UBA NextGen account, the UBA student account is open to students between the age of 16 to 25. You get a 50% discount on the first card issued to you.

Requirements For Opening UBA Student Account

• You must be up to 16 years.
• A passport photograph.
• A valid ID card or a verified letter from your school.

Benefits Of Opening A UBA NextGen Account

• You get an annual interest rate of 4.05%.
• You gain access to own a UBA debit card.
• You get a whopping 50% discount on the first card issued to you.

How To Open A UBA NextGen Account

• Got to any UBA bank branch close to you
• Collect the form to open a NextGen account.
• Fill in the correct details in the form and submit it.

Zenith Bank Student Account

The Zenith Bank student account is also called the “Zenith Bank Aspire Account” Its aim is to help undergraduates save more money. The Zenith Bank aspire account also allows students to get access to cashless banking via ATM,  mobile banking, or POS, notifications are also sent to the account holder’s email stating the transactions been made in their accounts.

Requirements For Opening Zenith Bank Student Account

• One passport photograph.
• A valid ID card or admission letter from your school.

Benefits Of Opening A Zenith Bank Student Account

• You get a MasterCard.
• You will have access to cashless banking.
• You get transaction notifications sent directly to your mail.

How To Open A Zenith Bank Aspire Account

• Visit any Zenith Bank nearest to you.
• Pick an aspire account form.

Alternatively, you can open a Zenith bank aspire (student) savings account by dialing *966# on your mobile device.

Polaris Bank Student Account

Polaris bank campus plus savings account is made specifically for students in the tertiary institution. The Polaris campus plus account comes with a lot of benefits as students stand a chance to win a car and participate in a draw to win millions every month.
Students also get the chance to withdraw their money to the last dime.

Requirements For Opening A Polaris Bank Student Account

• You must be a student of a tertiary institution.
• One recent passport photograph.
• Valid school ID with passport photograph on it.

Benefits Of Opening A Polaris Campus Plus Account

• You enjoy a zero minimum balance in your account.
• You get access to a debit card.
• Access to mobile and internet banking using the Skye mobile app.

How To Open A Polaris Bank Campus Plus Account

• Go to any Polaris Bank close to you.
• Fill out a campus plus account opening application form.
• Fill out your information correctly and submit it.

Conclusion

Getting a student account hasn’t been this easier. I believe with the varieties above you won’t be confused about how to open a student account.